Employers' Liability
What Is Employers’ Liability Insurance?
What Is Employers’ Liability?
Employers' liability covers legal costs and compensation for illness, injury and disease claims by all members of staff, including those on work experience. Employers' liability is compulsory for all businesses employing staff, including part-time workers, contractors, sub-contractors or apprentices.
Employers’ liability insurance is purchased with the same thought in mind: to protect your business from costs resulting from employee claims that are not covered by workers' compensation benefits. It covers the gap between your company's bottom line and lawsuits stemming from employee activities.
Why Do I Need Employers' Liability Insurance?
Employers’ liability insurance protects employees if they are injured as a result of an accident at work or if they become ill as a result of their work. If the employer is responsible and compensation has to be paid, employers’ liability insurance aims to provide funds to meet the liability.
Do I Need To Have Employers’ Liability Insurance?
Your state, or the county in which you do business, may even require you to carry employers’ liability insurance. Which is why it's important to work with an experienced insurance broker who is familiar with your industry, the area in which you do business, and any laws with which you must comply. Give us a call or click below to receive more information on employers’ liability insurance.
Want a Free Employers’ Liability Insurance Quote?
Grow Green Insurance offers unique employer’s liability solutions such as:
• Specialty carriers for every industry
• Preferred pricing through partnered relationships
• “Pay What You Want” in Broker Fees