Commercial Property

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What is Commercial Property Insurance Coverage?



What is Commercial Property Insurance Coverage ?

Commercial property insurance is used to cover any commercial property. Commercial property insurance protects commercial property from such perils such as fire, theft and natural disaster. Many different types of businesses, including manufacturers, retailers, service-oriented businesses and non-profit organizations carry commercial property insurance.

What Does Commercial Property Insurance Really Cover?

Commercial property insurance covers many of a business’s assets. These assets include buildings, heavy equipment, fixtures and completed additions. Things that are considered permanent in a building are usually covered. Commercial property insurance comes in two types: all-risk and peril specific.

What is an all-risk property insurance policy?

An all-risk insurance contract or open perils policy offers you coverage and protection from all risks or perils that could damage your home or contents and personal property unless the risks are excluded specifically in the policy wording.

What is an peril specific property insurance policy?

Named perils are the types of losses or events your insurance covers and are listed on your policy. Not every commercial property policy covers the same named perils.

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Grow Green Insurance offers unique commercial property solutions such as:

• Specialty carriers for every industry

• Preferred pricing through partnered relationships

• “Pay What You Want” in Broker Fees