No matter how careful a business is there will always be risk involved, a General Liability (CGL) insurance policy protects against many known and unknown risks.
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Professional Liability Insurance (also known as Errors & Omissions Coverage or E&O for short) covers a wide range of professionals who make their living from their unique professional expertise.
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Cyber Liability policies protect businesses against lawsuits filed by customers or other parties as a result of security or privacy breaches. They cover claims against your business alleging you failed to protect sensitive information stored on your computer system.
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Businesses that involve the manufacture, sale or purchase of liquor face unique liabilities. When alcohol is used in business, the potential exists for an employee or a patron to be drunk and cause bodily injuries or property damage…
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Surety bonds work as a form of insurance. If the bond’s requirements are not met, such as not performing contracted work or failing to pay vendors, a claim may be filed against the bond. Think of a surety bond as a form of credit to the principal…
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Umbrella policies provide additional limits over the underlying liability policy. They usually provide broader coverage than an Excess Liability policy. Excess Liability policies also provide additional limits over the underlying liability, however are more restrictive and do not provide coverage which is unavailable in the underlying policy…
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Pollution liability insurance is also sometimes called environmental liability insurance. While you may think it is only for industries like energy, power and manufacturing, this type of coverage is needed in many types of businesses and industries…
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Crime Insurance is a form of risk management that protects the loss exposures resulting from criminal acts such as robbery, burglary, theft, embezzlement, forgery, and other forms of theft. It is also called "fidelity insurance"…
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Business interruption insurance (also known as business income insurance) is a type of insurance that covers the loss of income that a business suffers after a disaster. The income loss covered may be due to disaster-related closing of the business facility or due to the rebuilding process after a disaster.
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